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Posts published in “News in Finance”

Credit Card Issuers Preempt Congressional Action

In March 2007, Senate hearings examined abusive practices of many credit card issuers. One of the leading focuses was on universal default. What is Universal…

Subprime Customers Are Target for Marketing

A rise in foreclosures has caused a seemingly unlikely reaction in the credit card industry. Few people can dispute the fact that the majority of…

Credit Bureaus End Piggybacking

Fair Isaac and Co. has decided to snuff out a growing practice of leasing out good credit to those who have no credit or have…

IRS Grants Tax-Exempt Status to Vision Credit

The Directors and Officers of Vision Credit Education, Inc. are pleased to announce that our application for tax-exempt status has been approved by the Internal Revenue Service.…

Student Loan Interest Rates Set to Increase

Beginning July 1, 2006 interest rates on student loans are set to increase substantially. Anyone with variable rate Stafford and PLUS loans will need to…

Payday Lenders Booted from North Carolina

Payday lending is banned outright in a number of states, while many set an interest rate cap. Despite these laws, payday lenders have successfully operated…

Spikes in ARM Defaults Expected Next Two Years

Historically low mortgage rates caused a flurry of investment in real estate. A number of first-time homebuyers as well as many with damaged credit also…