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Posts published in “Featured Posts”

Inquiries

An inquiry is a request to view your credit file. Inquiries can be made by the individual, by their creditors, by prospective lenders, employers, landlords,…

Bankruptcy

Bankruptcy is a legal process where a debtor is declared insolvent. It is designed as a last resort for financially distressed individuals who no longer…

Judgments

Judgments are court decisions that are archived in public records at the county courthouse. Any judgment that a creditor wins will appear on your credit…

Get Free Credit Report

Thanks to the Fair and Accurate Credit Transactions (FACT) Act of 2003, consumers now have a new tool to obtain their credit report. The FACT…

Improve Your Credit

Taking steps to eliminate credit card debt can have dramatically improve your credit rating. You may have several options to get your credit back on…

Homeownership

Prospective Homebuyers Owning a home is one of the most effective ways to build wealth and establish a positive net worth. If you have never…

Avoid Foreclosure

Foreclosure is generally the least favorable option for a homeowner. It causes you to lose any equity in the home. If the home is sold…

Debt Management Plan

In some situations, a debt management plan can be the best way to eliminate credit card debt. If you are looking at enrolling in a…