Tennessee Credit Counseling Solutions

The volunteer state offers a variety of counseling options to help bring relief from debt. In addition to discussing debt management, these agencies are uniquely equipped to discuss additional factors that may influence your financial status.

Many agencies offer family counseling options. These programs can help to bring stability to the family and prevent costly financial emergencies.

Housing counseling can also help your family realize how to reach your dream of homeownership. You can understand how debt and credit impact your ability to qualify for and afford your next home.

Your payment history and debt amounts contribute substantially to your credit score. An Accredited Financial Counselor or Accredited Credit Counselor can review your credit report with you as well as provide feedback on your overall financial health. They can help you implement plans to eliminate debt and to improve your credit.

Finding an agency that serves your community is important. With so many organizations providing credit counseling, you will want to make sure that the agency you contact is nonprofit.

The following is a partial list of credit counseling agencies that serve Tennessee. Some of these agencies are recognized as tax-exempt nonprofit organizations by the Internal Revenue Service. Others may be non-exempt nonprofit organizations or for-profit. Together, they provide the counseling and educational opportunities across the state of Tennessee to allow you to get the comprehensive help that you need.

Contact an agency of your choice today for more information.

Talk with a certified financial counselor through Debtors Unite. Call (800) 838-0861.

Tennessee Credit Counseling Agencies

CCCS of East Tennessee  423-522-2661

Family Service Agency  800-255-2227

Partnership for Families, Children and Adults  423-490-5620

Partnership for Families, Children and Adults  423-490-5620

Partnership for Families, Children and Adults  423-490-5620

Johnson City
CCCS of East Tennessee  877-928-2144


  • American Credit Counselors  866-346-2227
  • CCCS of Southwestern Virginia  755-346-2227

CCCS of East Tennessee  800-358-9231

Family Service Agency  800-255-2227

CCCS of East Tennessee  800-358-9231

CCCS of Middle Tennessee, Inc.  800-355-2227

CCCS of Middle Tennessee, Inc. 800-355-2227

Oak Ridge
CCCS of East Tennessee  423-522-2661

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