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Your access and use of this site is subject to these terms and conditions:

The information contained herein is believed to be correct, accurate and up-to-date. Nonetheless, we make no express or implied warranties as to the accuracy of the information provided.

The information contained within this site is provided as a public service of Debtors Unite, Inc. as well as other private companies and nonprofit groups organized to improve financial literacy. It is intended to provide general information, and no part of the information presented should be construed to be legal advice.

The organizations listed within this website are believed to be in good standing. No express or implied warranties are made to the actual quality of service provided by any agency listed in this website.

All agencies listed in this website assert that they provide credit counseling services to the residents of the appropriate states. Credit counseling does not necessarily include debt adjustment services, which may require additional licensing and bonding.

The contents of this website, including all text, images, logos and organization names are protected under United States Copyright law. All rights are reserved.

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